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Guy Welsh and Stephanie Kidder are agents licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the state of Arizona. No insurance business may be conducted outside the specific states referenced.

*Guy Welsh and Stephanie Kidder are Registered Representatives of and offer securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC. In this regard, this communication is strictly intended for individuals residing in the states of Arizona. No offers may be made or accepted from any resident outside the specific states referenced. NYLIFE Securities LLC is a New York Life Company.

Empower Financial Group, LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.